A Travellerspoint blog

THE FOUR CORNERS

"Be The Change You Want To See In The World" - Mahatma Gandhi

ForRentSign.jpg

"If service is the rent you pay for your existence on this earth, are you behind in your rent?"
Robert G. Allen

Okay, you caught me. I'm stuck in "quote" mode this week. If Robert Allen isn't your cup of tea maybe a little Andrew Carnegie might work..

"I resolved to stop accumulating and begin the infinitely more serious and difficult task of wise distribution."

Or, perhaps a touch of Johann Wolfgang von Goethe...

“Don't say that you want to give, but go ahead and give! You'll never catch up with a mere hope.”

I could continue on with some witty repartee or even a few more quotes for the day but I don't think that's why you are here. I'm betting you'd rather get to know our latest recipients instead. We have just completed loans 17-20, covering construction, food, transportation and clothing. (I chose a little of everything this time around.) So, instead of boring you further with my banter, I will let our newest Entrepreneurs introduce themselves.

OUR LOAN RECIPIENTS FOR SEPTEMBER 30, 2009

Mikayil Heydarov, Azerbaijan  Photo Courtesy of Kiva.org

Mikayil Heydarov, Azerbaijan Photo Courtesy of Kiva.org

La Paz Group, Nicaragua  Photo Courtesy of Kiva.org

La Paz Group, Nicaragua Photo Courtesy of Kiva.org

Soronzonbold Banzragch, Mongolia  Photo Courtesy of Kiva.org

Soronzonbold Banzragch, Mongolia Photo Courtesy of Kiva.org

Together As One Group, Sierra Leone  Photo Courtesy of Kiva.org

Together As One Group, Sierra Leone Photo Courtesy of Kiva.org

DON'T FORGET TO CHECK OUT OUR ENTREPRENEUR'S MAP!!!!

WTPF LATEST LOCAL NEWS UPDATES

KIVA.ORG

As stated above, we have completed 20 loans to date. We had an ending balance of $42.37. We have gained an additional $4.17 from Aminata Ndao's repayment today bringing us to $46.54 in available funds. Thank you, Ms. Ndao!!

TRAVEL UNRAVELLED

The TU Blog has published two new articles:

Maarat has written a great article on choosing your travel destinations when you just don't know where to go.

Greg has also written a great article and covers the important issues surrounding visa applications.

Again, each published article means a $5.00 donation to TPF. (Thank you Maarat and Greg for the $10.00!!!!!)
If you have an idea for a TU entry, please send an e-mail to unravelled [at] travellerspoint [dot] com. Include your subject, a short description of the material you would like to cover and a request to be added as an author. If possible, send a short sample of your entry. Yup, our Editors are still bored - happy, but bored.

THE BOOK CLUB

The Book Club has also seen two new reviews published:

  • Europe on a Shoestring by Lonely Planet - Reviewer: Dave (TLWH)
  • Paradise Updated by Mic Looby - Reviewer: Me (Isadora)
  • Stay tuned as there is another review just waiting for the reviewer to click that magic publish button!

I could give you all a taste of the book reviews but that would take all the fun out of it! Besides, if you check out the reviews themselves, you may just follow a link and make a purchase on Amazon. (Hint, hint!!! Our Amazon balance is still $13.31. Oh look - a numerical palindrome!)

THE END

The Google AdSense account has reached it's second $100.00 threshold and awaiting review (before release of funds). Since March 7th, we have raised $212.66 - all done one click at a time. Keep up the good work and thank you all!!!!

Last quote of the day (promise):

"Anyone who works is a fool. I don't work - I merely inflict myself upon the public."
Robert Morley

And that's just my two cents worth...

Posted by Isadora 11:00 Archived in USA Tagged volunteer Comments (2)

An Apple A Day...


View Ali - Lebanon & Ben Ruhinda's Group - Ibanda, Uganda & Vith Chanthy - Phnom Penh City, Cambodia & Dilshodi Djumakhoni - Dushanbe, Tajikistan on Foundation's travel map.

SAY HELLO!!!!

By now, you all know what time it is! So, pull up a comfy chair, sit back, relax for a bit and I will tell you this week's tale of good fortune!

Tada! We have just completed the fourth set of loans to Kiva Entrepreneurs and as luck or fate or whatever you would like to call it prevailed, a light from above shone down on the Foundation this time around. I'm goin' with aliens from the star system Baba Ganoush or maybe the worms from Men In Black 1&2, but that's just me. Okay, I got it, on with the story. Anyway, as laid out in earlier entries, the category of health was to be the "Pick of the Week". It wasn't lookin' good for the home team and hadn't been for over a month. No Entrepreneurs. Not one. It appeared that Plan B (education) or even Plan C (transportation) would have to take health's place...

Au contraire!! Whether aliens or the worms, some little voices said to check Kiva on September 14th so what did I spy with my little eye - our first two Entrepreneurs. Mr. Djumakhoni was just $50 shy of his $500 request. By the following morning, Dr. Chanthy was fully funded and Ben Ruhinda's Group had made a request. (Being formally trained as a veterinary technologist, I had to definitely go with that one. They will be using the loan to purchase medications and supplies for Mr. Ruhinda's veterinary pharmacy.) With no additional (health) loan requests and none available under education, our fourth loan did indeed go towards Plan C - transportation for the delivery of fruits, vegetables and consumer goods in Lebanon.

Now, with having said all that, I shall leave you to become acquainted with our latest Entrepreneurs. I also take this time to say thank you once again for everyone's participation and support of the Travellerspoint Foundation. Oh, Don't forget to keep reading. I'll meet you back at the bottom of the pictures for more Kiva, Travel Unravelled and Book Club updates. Hey, there's news to share down there. Stop by.

OUR LOAN RECIPIENTS FOR SEPTEMBER 16, 2009

Dilshodi Djumakhoni, Tajikistan  Photo Courtesy of Kiva.org

Dilshodi Djumakhoni, Tajikistan Photo Courtesy of Kiva.org

Vith Chanthy, Cambodia  Photo Courtesy of Kiva.org

Vith Chanthy, Cambodia Photo Courtesy of Kiva.org

Ben Ruhinda's Group, Uganda  Photo Courtesy of Kiva.org

Ben Ruhinda's Group, Uganda Photo Courtesy of Kiva.org

Ali, Lebanon  Photo Courtesy of Kiva.org

Ali, Lebanon Photo Courtesy of Kiva.org

DON'T FORGET TO CHECK OUT OUR ENTREPRENEUR'S MAP!!!!

WTPF LATEST LOCAL NEWS UPDATES

KIVA.ORG

TPF has made 16 Kiva loans revolving around food, clothing, shelter, health and transportation. Of those 16 loans, 6 have begun repayments totaling $42.37, to date. Only one loan is still in the funding stage. Our current Kiva account balance is $242.37. Four more loans are scheduled for September 30, 2009. (Maybe something under education will come along between now and the 30th.) The Kiva account also received an additional $50 from the TPF PayPal account.

TRAVEL UNRAVELLED

The TU Blog has seen 8 entries so far, the latest being: I GET THE HEX! - by Gretchen Wilson-Kalav (Isadora)

Again, each published article means a $5.00 donation to TPF. Peter recently transfered the TU Blog earnings ($40.00) to the PayPal account for a total of $58.13. As mentioned above, $50 has now been moved over to Kiva leaving $8.13 in PayPal.

TU Blog article submissions are open to everyone. If you have an idea for one, please send an e-mail to unravelled@travellerspoint.com. Include your subject, a short description of the material you would like to cover and a request to be added as an author. If possible, send a short sample of your entry. One of our very happy (and bored) editors will gladly work with you on getting an article published. (Hey - see your name in lights!!! As soon as we find that damn switch!)

THE BOOK CLUB

A new entry has been made in The Book Club Blog by Rob Atkins (magykal1). Please check out Secrets of the Red Lantern: Stories and Vietnamese Recipes from the Heart. This book is going on my Christmas list (and hopefully, I'll be able to find tamarind at my local grocery).

Along with Rob, I've been able to add 3 additional authors so stayed tuned for more reviews!!! No, I'm not going to say who they are. You'll just have to check the blog to see what is recommended (or may not be recommended) for your reading pleasure. And yes, I will have Paradise Updated (Mic Looby) reviewed soon too. I'm not a slow reader, just a busy one.

To date, The Book Club has earned $13.31 for TPF. Of that, $11.02 should be coming our way at the end of October. (Amazon Associates works on a 60 day release cycle.) So, read a review, click on a link and make some purchases. Christmas is coming. Nothing like getting a head start on the season! Really! TPF will thank you!!

THAT'S ALL FOLKS!

Yup, and that's just my two cents worth...

Posted by Foundation 10:56 Archived in USA Tagged volunteer Comments (0)

A House Is A Home

When It Shelters The Body And Comforts The Soul


View Jackeline Argentina Mairena Carache - Managua, Nicaragua & Mohammad Yousef Abdul Rahman - Kabul, Afghanistan & Laurice Enomar - Ozamis City, Misamis Occidental, Philippines & Marcos Antonio Cardenas Medrano - Managua, Nicaragua on Foundation's travel map.

Thank you Phillip Moffitt for a fitting title.

ROUND THREE

As stated in previous blog entries, we're spreading the "wealth" around and this week's contributions have been made in the name of housing and construction. All four of the recipients are using their loans to improve their living conditions - from installing an indoor bathroom to adding a room for their children to building a new house large enough for their family to purchasing equipment to accommodate their rental rooms.

Since I don't have much else to say until the end of this entry - please say hello to out newest Entrepreneurs!!!

OUR LOAN RECIPIENTS FOR SEPTEMBER 2, 2009

Marcos Antonio Cardenas Medrano, Nicaragua  Photo Courtesy of Kiva.org

Marcos Antonio Cardenas Medrano, Nicaragua Photo Courtesy of Kiva.org

Laurice Enomar, Phillippines  Photo Courtesy of Kiva.org

Laurice Enomar, Phillippines Photo Courtesy of Kiva.org

Mohammad Yousef Abdul Rahman, Afghanistan  Photo Courtesy of Kiva.org

Mohammad Yousef Abdul Rahman, Afghanistan Photo Courtesy of Kiva.org

Jackeline Argentina Mairena Carache, Nicaragua  Photo Courtesy of Kiva.org

Jackeline Argentina Mairena Carache, Nicaragua Photo Courtesy of Kiva.org

“I do not want my house to be walled in on all sides and my windows to be stuffed. I want the cultures of all the lands to be blown about my house as freely as possible. But I refuse to be blown off my feet by any.” - Mahatma Gandhi

DON'T FORGET TO CHECK OUT OUR ENTREPRENEUR'S MAP!!!!

WTPF LATEST LOCAL NEWS UPDATES

TRAVEL UNRAVELLED

Since out last update, two more entries have been published. This brings the TPF contributions to $35.00 with another entry waiting in the wings for editorial input. (Funds are only contributed upon entry publication.)

Please check out:

A Few Ways to Avoid Getting Robbed in Central America - by Marina K. Villatoro (mvillatoro)
This entry will give you some tips and tricks for keeping you valuables (documents, jewelry, money, luggage, etc.) safe while in transit. Marina shares her experiences (and those of some friends) as "victims of theft". Along the way, you will also be given sound advice on how to avoid the same fate.

TAXXIII!!: THE ART OF GRABBING A CAB IN THE BIG WIDE WORLD. - by Derek Logan (Piecar)
Travel along with Derek as he takes the cab rides from Hell. Okay, not all of them - but some. Learn which drivers can be trusted and which can not. You'll never look at a cab driver the same way again.

Stay Tuned for: I GET THE HEX! - Mwahahahahaha!!!!

THE BOOK CLUB

I'm afraid nothing has changed since the last blog entry. We're still sitting at $11.02 and we won't see that come available until the end of October. (The Amazon Associates Program takes 60 days to release funds.) So, until that time - somebody please read a book and write a review! I'm begging! Really! On hands and knees!

Oh, on that note, another review will be in the works shortly. Thank you Dr. P. (Eric) for having a book sent to me by a Affirm Press. It arrived a few days ago and I have begun the journey through it's pages. It is Paradise Updated by Mic Looby who is a former Lonely Planet guide book author. I'm 50 pages in and it's proving to be an interesting ride through the guidebook industry. (Now, if a review on a book such as this doesn't garner some interest...)

END OF MONTH STATS AND WHATEVER

To date, we have the following funds waiting in the wings:
AdSense: $71.54
Amazon: $11.02
Travel Unravelled: $35.00

To date, we have made twelve loans to Kiva Entrepreneurs. Of those twelve, nine have been fully funded and most repayments begin October 1, 2009. For more information about our funding, please check out:

Travellerspoint Foundation - Kiva Entrepreneur Recipients

Havana Good Day, Evening, Night - depending on your time zone - and that's just my two cents worth...

Posted by Foundation 11:05 Archived in USA Tagged volunteer Comments (0)

"The Stuff That Dreams Are Made Of."

Thank you Sam Spade...

Cloth Maker 1. Photo by Daver141

Cloth Maker 1. Photo by Daver141

Questions Asked - Questions Answered

Not long ago, in the Join the Travellerspoint Foundation, I was asked certain questions about the funding. These questions are worthy ones and definitely ones of import. In case you missed the thread, I am posting the information here.

THE "WHAT IFS"

Quan Zhang asked:

Hey, in the links to the individual applicants, there's a "days left" field on the right hand side. What happens when that time expires? Just out of curiosity. Do the individuals just get what's been donated ? Does Kiva make up the difference ? Do they get nothing?

My reply:

Good questions, Q! And, I think I have the answers for you. (Just went back over Kiva's site and the Kivafriends forum section to verify.)

According to Kivafriends, no loan request - to date as of the end of June - has gone unfunded. That may have changed but it doesn't appear that it has - yet. There is a group of lenders who are literally searching for Entrepreneurs who's time is in the "red zone" (2.5 days or less to go) and they come to the rescue. They are quite pleased with their success rate.

If an Entrepreneur is not fully funded by the end of the 30 days, the request is removed from the Kiva site and the MFI responsible for the actual loan is contacted. The MFI is in charge of supplying the real loan to the Entrepreneur and they do not rely solely on Kiva for the money. Kiva is just one avenue the MFI uses to secure funds.

It is possible that an Entrepreneur could receive nothing in the end. If they are not funded fully via Kiva, and the MFI has not secured funding from any other source(s), then yes - the Entrepreneur loses out at that time. But, the Entrepreneur can reapply again and again for Kiva funding through their MFI. Also, the money Kiva had collected towards the loan would be returned to each lender and placed in their individual Kiva accounts.

This subject (incomplete funding) is of some debate on Kivafriends. The above mentioned group of rescuers are also finding issue with some of the MFIs and the way the Entrepreneur descriptions are written. Basically - quite poorly. The MFIs are responsible for taking the Entrepreneur's information, writing a good description and translating it into English (when necessary). There are some profiles that have not been translated which makes it hard for lenders. If they don't know what's being described, they won't choose that recipient. The group vacillates between rescuing a recipient and letting them go unfunded. If they come to the rescue, the MFI will not likely improve their writing skills. If left unfunded, the recipient may not come back to try again. It appears they have chosen to get the "bad writing" point across to Kiva in other ways at the moment.

Honestly, two weeks ago, I was concerned our Peruvian group wasn't going to be funded in time. They still had quite a sum needed at 3 days out but, within 24 hours, they had it all.

THE OUTCOME

Travellerspoint Foundation has made eight loans during two loan periods (8-05-09 & 8-19-09). To date, all but one (so far) have been fully funded. Within each group of four loans, there has been one Entrepreneur (or group of Entrepreneurs) who has taken longer to become funded. Presently, we are hoping that Abdufatto Ganiev (Istaravshan, Tajikistan) will receive 100% funding within the next 18 days. (The time remaining on his loan request.) I have faith that Mr. Ganiev will receive the full amount of his request in time. If he hasn't been successful by the 2.5 day "red-line" time period, I will be placing a "call" to the Kiva "Rescuers" for help. And, if needed, I will loan an additional $50 to his cause.
(*The "red-line" time period is the period in which an Entrepreneur's status on the Kiva website literally appears in red. It allows Kiva members to see who is in dire need of help.)

Repayments for all of the loans we have made start coming due October 1, 2009. This does not mean that we will receive our full $50.00/loan as of that date. Each Entrepreneur will make their payment, it is divided up by the number of contributors and we will receive our portion. As stated previously - we're in for a penny - in for a pound. In reality, we're in it because it's the right thing to do for those who need our help. Thank you all!!!

QUICK UPDATE

In the time it took me to write this blog entry and take care of some laundry - Mr. Ganiev has only has $775.00 left to be funded. He has also been chosen as one of Kiva's Featured Entrepreneurs!!! It looks like he will be fully funded within the next few days which is a good thing!!! It's amazing how this magic really works in mysterious ways...

Posted by Isadora 13:38 Archived in USA Tagged volunteer Comments (0)

I HAD THE BLUES BECAUSE I HAD NO SHOES

Until Upon The Street I Met A Man Who Had No Feet


View Toyin Ayoola - Lagos State, Nigeria & Abdufatto Ganiev - Istaravshan, Tajikistan & Batrentsen Sonom - Tsetserleg, Arhangai, Mongolia & Kasokoso Central 1 West Nadego Regina Group - Iganga, Uganda on Foundation's travel map.

No Shoes. Photo by Isadora

No Shoes. Photo by Isadora

I had the blues because I had no shoes until upon the street I met a man who had no feet.
Ancient Persian Saying

FORGOING THE INTRO

I normally start my blog entry with "Welcome Happy Campers!" or "Welcome again kind friends, neighbors, acquaintances, total strangers, pets of the aforementioned, and anyone else reading this at the moment." or something similar. But, those of you who are reading these blog entries regularly are probably feeling "welcomed" enough - then again, maybe not... Just to play it safe - WELCOME TO BLOG ENTRY #8 - and enjoy this portion of "Hiking The Money Trail"!! Yup, it's going to be an ongoing theme from now on...

TPF HAS SPENT MORE OF YOUR MONEY

Please fasten your seat belts, make sure your seat backs are in the upright and locked positions and that your tray tables are securely held in place by that little do-hickey thing affixed to the back of the seat in front of you that the last kid on the plane tried to pry off with his Transformers™ action figure. Forget about the oxygen masks. You won't be needing them. I didn't spend that much of your money. Only $200 worth. Don't believe me? Take a look!!!

Oh, and keep reading because WTPF'S Travel Unravelled and Book Club updates are saved for last. Hey, they are still worth checking out because, thanks to them, we've earned more money.

OUR LOAN RECIPIENTS FOR AUGUST 19, 2009

Toyin Ayoola, Nigeria.  Photo Courtesy of Kiva.org

Toyin Ayoola, Nigeria. Photo Courtesy of Kiva.org

Kasokoso Central 1 West Nadego Regina Group, Uganda.  Photo Courtesy of Kiva.org

Kasokoso Central 1 West Nadego Regina Group, Uganda. Photo Courtesy of Kiva.org

Batrentsen Sonom, Mongolia.  Photo Courtesy of Kiva.org

Batrentsen Sonom, Mongolia. Photo Courtesy of Kiva.org

Abdufatto Ganiev, Tajikistan.  Photo Courtesy of Kiva.org

Abdufatto Ganiev, Tajikistan. Photo Courtesy of Kiva.org

In the last blog entry, Hiking The Money Trail, I explained how I would be choosing the Kiva Entrepreneurs, or more specifically why I will be making certain decisions about the recipients. Just as a quick reminder (or if you accidentally missed the last edition), here is the game plan. The first 4 sets of loans will fall under the headings of food, clothing, shelter and health. Education may replace the health category if no Entrepreneurs are available during that lending cycle. What comes after those 4 issues have been addressed is still a work in progress.

DON'T FORGET TO CHECK OUT OUR ENTREPRENEUR'S MAP!!!!

WTPF LATEST LOCAL NEWS UPDATES

TRAVEL UNRAVELLED

A new entry has been posted in the Travel Unravelled Blog. Eric (aka dr. pepper) has kindly given us hints on how to make our blogs better - be it travel-related or just personal stuff. Please check out 7 Ways to Improve Your Travel Blog because it's really informative. Okay, he says Travel Blog but the "7 Ways" will work for anything. 7 Ways to Improve Your Daily Diary Blog, 7 Ways to Improve Your "I Hate My Boyfriend/Girlfriend" Blog, 7 Ways to Improve Your Whatever Blog. (You get my point, and Eric's.) Anyway, check it out!

Oh, and don't forget to submit your own Travel Unravelled entry! TPF earns $5.00 for each published piece. Plus, you get your name in lights and accolades and all sorts of cool stuff! Well, we haven't gotten all the cool stuff yet so you're stuck with accolades and your name in lights as soon as we find the right switch. We're bound to find it soon!

To date, we've had 5 published entries which have brought in $25.00 for Kiva. Thank you, TP! (That's a loan's worth!!)

THE BOOK CLUB

A new entry has also been made in The Book Club Blog. Claire312 has added her second book review - Married to a Bedouin by Marguerite van Geldermalsen. Claire and her husband are about to embark on a year-long RTW adventure via a motorhome (campervan). If you want to read more about Claire's soon-to-be adventure - visit: European Adventures.

Please check out the book reviews and remember, any links you follow back to Amazon ending in a purchase is additional funds in TPF's coffers. To date, the Amazon Associates coffer is up to $11.02. Those funds will be transfered to the TPF bank account at the end of the month. There's still time to add to the pot....

Looks like that's all the news I have to share this time around so see you in two weeks!! THANKS again for stopping by for a visit as it's been a pleasure and, of course, that's just my two cents worth...

Posted by Foundation 07:59 Archived in USA Tagged volunteer Comments (0)

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